Economic news

China's Mar Bank Lending Seen Surging on Post-Holiday Rebound

  • March new loans seen at 3.4 trln yuan vs 900 bln yuan in Feb
  • March M2 growth seen at 8.9% ​y/y vs 9.0% y/y in Feb
  • Loans, money supply data due April ‌10-15

BEIJING, April 9 (Reuters) - Chinese banks likely extended significantly more new loans in March than in February, according to a Reuters poll on Thursday, driven by improved credit demand ​and a seasonal rebound.

Banks in China are expected to have issued around ​3.4 trillion yuan ($497.61 billion) in net new yuan loans last month, up ⁠sharply from the 900 billion yuan in February, based on the average estimate of 17 economists ​polled by Reuters.

March is typically a strong month for lending, as activity recovers after ​the Chinese New Year lull and banks accelerate loan issuance to meet first-quarter targets.

  • The survey showed loan expectations still lower than 3.64 trillion yuan issued in March 2025.

  • "Bills discounting rate has been ​moving sideways throughout March, indicating steady but not really strong credit demand," Citi ​Research said in a note.

  • Last month, China's factory activity expanded at its fastest pace in a year ‌underpinned by ⁠improved demand, official data showed.

  • The Chinese central bank pledged to ramp up financial backing for domestic demand, innovation and small businesses, but has signalled no imminent broad-based rate cut.

  • Goldman Sachs on Sunday dropped its call for a 10 basis-point rate cut ​this year, saying the ​central bank would ⁠only ease policy "if the growth outlook deteriorates significantly."

  • Broader M2 money supply was expected to have grown 8.9% last month from a year ​earlier, slightly slower than the 9% in February, the poll ​showed.

  • Outstanding yuan ⁠loans were estimated to have grown 5.9% in March from a year before, slowing from 6% growth the previous month.

  • Total social financing - a broad measure of credit and liquidity - ⁠likely more than ​doubled to 5.4 trillion yuan in March from ​2.38 trillion yuan the previous month.

($1 = 6.8327 Chinese yuan renminbi)

Reporting by Shi Bu, Kevin Yao; Polling by Renusri K ​and Rahul Trivedi in Bengaluru and Jing Wang in Shanghai; Editing by Eileen Soreng

Source: Reuters


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