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Past Compliance Issues at India's HDFC Bank

MUMBAI, March 19 (Reuters) - The abrupt resignation of HDFC Bank's non-executive chairman, ​who cited differences over values and ethics, ‌has revived governance concerns at India's largest private‑sector lender.

HDFC Bank said the resignation could be due to a ​rift with the bank's management team, while ​the central bank said there were no ⁠material concerns on record about the bank's ​conduct.

Below are notable compliance issues at the bank ​in recent years.

November 2025 - It was fined 9.1 million rupees ($97,550) by the central bank for compliance failures including use ​of multiple benchmarks in the same loan ​category and issues around outsourcing know-your-customer compliance.

September 2025 - Dubai's ‌Financial ⁠Services Authority restricted a branch from bringing in new clients citing deficiencies in its procedures.

September 2024 - It was fined 10 million rupees by India's ​central bank ​for violations ⁠of deposit rate rules and falling below standards for debt collection ​and customer service.

December 2020 - The Indian central ​bank ⁠barred HDFC Bank from issuing new credit cards after repeated IT outages, and flagged persistent weaknesses ⁠in ​its digital infrastructure. The restrictions ​were lifted in March 2022.

($1 = 93.2880 Indian rupees)

Reporting by Ashwin ​Manikandan and Gopika Gopakumar; Editing by Edwina Gibbs

Source: Reuters


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