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U.S. Commercial Property Turmoil Weighs on German Banks

FRANKFURT, March 5 (Reuters) - Two of Germany's top property banks reported weaker ​financial results for 2025, citing troubles in the ‌United States' commercial property market as they focus more on Europe.

The German property financing lender Deutsche Pfandbriefbank on Thursday posted a net ​loss for 2025 as it withdraws from the U.S. ​market.

At the same time, the lender Aareal Bank ⁠reported a 23% decline in profit and said it wants ​to reduce business in the United States.

The U.S. has been ​suffering from high office vacancies and falling property prices.

"We will remain active there but want to reduce U.S. office property loans faster than ​originally planned," said Aareal CEO Christian Ricken.

PBB posted a ​net loss of 284 million euros ($329.33 million) for the year, compared with ‌a ⁠profit of 90 million euros in 2024.

It had warned last month that it was unlikely to meet its key financial targets for 2027, citing the drag on momentum from a subdued commercial ​property market this ​year.

Aareal Bank's ⁠net profit dropped to 137 million euros in 2025 from 179 million euros in 2024.

Privately ​owned Aareal said that its non-performing loans ​of $1.1 billion ⁠were mainly for U.S. offices.

It said that it took additional charges of 55 million euros.

"In the face of heightened geopolitical ⁠and ​macroeconomic uncertainty, Aareal Bank will continue ​to pursue a cautious and prudent risk policy," Aareal said.

($1 = 0.8624 euros)

Reporting ​by Tom Sims, editing by Friederike Heine and Thomas Seythal

Source: Reuters


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