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Santander Reaffirms Targets as its Divisified Business Helps to Cushion against Economic Uncertainty

  • Santander says is on track to meet 2026-2028 targets
  • Bank has improved efficiency by 250 basis points in Q1
  • Botin says diversification will help weather uncertainty
  • Investors to vote on capital increase to ​help fund Webster deal

MADRID, March 27 (Reuters) - Santander on Friday reaffirmed its 2026–2028 financial targets despite global economic uncertainty, citing its diversified business model after a strong start to 2026.

The euro zone's ​largest bank by market value said it was also on track to meet its ​2026 goals as positive trends from previous years continued into the first ⁠quarter, supported by client growth and rising revenues. Costs were expected to fall year on year ​in constant euros.

Executive Chair Ana Botin said in a statement as part of a speech she ​is expected to deliver at the bank's shareholder meeting on Friday that its balanced presence across different countries would "significantly" mitigate risk by reducing volatility in a global environment that was becoming increasingly complex.

"The world now faces ​the scenario of higher inflation and lower growth, threats that become more likely with each passing ​day. Their severity will depend on the duration of the conflict (in the Gulf) and its impact on global ‌energy ⁠supply," Botin said in the statement.

In February, Santander said it was targeting higher profits for 2026 compared with a record 14.1 billion euros ($16.24 billion) in 2025. Last month, Santander raised its profit target by more than 40% to above 20 billion euros in 2028 compared with 2025, supported by ​benefits from acquisitions of ​U.S. lender Webster and Britain's ⁠TSB.

Santander said it had improved efficiency gains by around 250 basis points in the first quarter, benefiting from its IT transformation.

At 0850 GMT, shares ​in Santander fell 1%.

At the meeting, Santander's shareholders will vote on ​the issuance of ⁠more than 334.8 million new shares to help finance the Webster deal, which is 65% funded in cash and 35% in new shares.

Based on Santander's closing share price on Thursday, Webster is valued ⁠at ​around $11.6 billion, of which $3.63 billion would be paid in new ​shares.

Botin is also expected to say that artificial intelligence will help to generate more than 1 billion euros in savings ​and revenues by 2028.

($1 = 0.8680 euros)

Reporting by Jesús Aguado; editing by Emma Pinedo and Jane Merriman

Source: Reuters


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